Saturday, November 21, 2020 / by Troy Bryant
Refinancing your mortgage is something most homeowners consider at least once throughout the lifespan of their home loan. It allows you to pay off your previous loan by applying for a new one that has better financial advantages. While there are many good reasons to refinance, here are five common ones.
Scoring a lower interest rate. The number one reason homeowners decide to refinance is to secure a lower interest rate on their mortgage. Not only does this save you money in the long run and decrease your monthly payment, but you can start building equity in your home sooner.
Using an improved credit score. Even if interest rates have not dropped in the market, if you’ve improved your credit score over the last few years, you may be able to reduce your mortgage rate.
Shortening the loan’s term. If interest rates are decreasing, there is a chance you may be able to get a shorter loan term with little to no change in your monthly payment, allowing you to pay off your loa ...
Monday, November 2, 2020 / by Troy Bryant
Hanging out with your family or hosting friends on your old, dingy deck is not very appealing. Lucky for you, refreshing it doesn’t have to be difficult or expensive. Try your hand at the makeover ideas below!
Restore your decking. Depending on the shape it’s in, sometimes all your deck needs is a little love. If it’s still fairly new, your deck might just need a deep cleaning and a new coat of sealant. There is a multitude of deck finishing and cleaning solutions on the market to choose from to achieve this. However, if it's more worn down, the rejuvenation process may be a bit longer, including searching for larger repairs, tightening any hardware, giving it a good cleaning, applying a stain, sealant, and paint, and more.
Add lighting. Ambient lighting can completely transform your outside space into a relaxing, cozy oasis. Consider adding solar lights that don’t require a plugin or battery replacement. The lights turn on automatically when the sun sets, mak ...
Thursday, October 29, 2020 / by Troy Bryant
The coronavirus pandemic has made it clear that there is no going back to office buildings anytime soon. Maintaining social distance and staying indoors are necessary precautions to remain safe. Although working from home is not an entirely new concept, it suddenly became the norm for many people. With no clear end in sight, making this remote work situation as comfortable as possible is crucial.
It is ideal to establish a home office that makes the adjustment more manageable in the long run. Most likely, this setup will be more widely accepted well after the crisis has passed, so establishing a dedicated workspace is not a futile effort. Making it green is easily attainable and eco-conscious individuals don’t have to disregard their sustainable living considerations.
“It is now widely recognized that there are two sides to the eco-friendly design,” says Oliver Heath, the director of Oliver Heath Design ...
Thursday, October 22, 2020 / by Troy Bryant
Although we all love to drool over images of gorgeous designer bathrooms, we may not have the budget to go all-out when the time comes to spruce up our own washrooms. But that doesn’t mean your remodel has to be generic and uninspired. There are many ways to get a high-end look without a hefty price tag. Here are 12 tricks to do just that.
Stacey Kouros Design
1. Grout ColorTiling all or most of your wall surface gives it a nice polished look, but the costs can really add up. White ceramic subway tiles are the most affordable option at most big-box stores, but the finished look can sometimes seem a little flat. Make your installation stand out by using a dark or colored grout, like in the bathroom shown here. Because guess what? Gray grout costs the same as white.Find a tile and stone contractor
Megan Brakefield Interiors
2. Larger-Format TilesAnother idea is to search for an out-of-the-box dimension rather than the typical 3-by-6-inch format. Til ...
Sunday, October 11, 2020 / by Troy Bryant
Created as a reaction to the chaos that has defined much of this year, Sherwin-Williams' pick for the 2021 Color of the Year Passionate is simple. The color, as well as the full 2021 Color Collection of the Year, were created in partnership by the design experts at HGTV®.
Passionate is a bold color that's heavy on red, natural tones, but is also mixed with softer whites. Sherwin-Williams describes the color as "rich and empowering...a bold red that's steeped in history, merging modern design with traditional charm."
The 2021 Color Collection of the Year is available exclusively at Lowe's and comprises 10 different complementary colors in total. The colors are all vibrant while at the same time calming and mostly made up of earthy tones that are inspired by nature.
"The current cultural climate has created a state of overstimulation and information overload, which has encourage ...